Surety Bonds

Need a surety bond to bid on a project or secure a new contract? Call us — we're surety bond experts, and we’ll get you bonded fast and hassle-free!

What Is a Surety Bond?

A surety bond is a legally binding agreement involving three parties that guarantees one party will fulfill certain obligations to another. If those obligations aren’t met, the third party (the surety) steps in to cover the loss.

The Three Parties in a Surety Bond:

  • Principal – The person or business that needs the bond and must fulfill the obligation.
  • Obligee – The person, company, or government agency requiring the bond.
  • Surety – The company that issues the bond and guarantees the principal’s performance.

​What Does a Surety Bond Do?

A surety bond guarantees that the principal will:
  • Perform work correctly (like a contractor finishing a project),
  • Follow laws and regulations (like a business getting licensed),
  • Or pay required taxes or debts.
If the principal fails to meet those terms, the surety pays the claim, but the principal must repay the surety.

​Common Types of Surety Bonds:

  • Contract Bonds – For construction projects (e.g., bid bonds, performance bonds)
  • License & Permit Bonds – Required to operate legally (e.g., auto dealer bond, contractor license bond)
  • Court Bonds – Required in legal proceedings (e.g., probate bond, appeal bond)
  • Fidelity Bonds – Protect against employee dishonesty (technically more like insurance)
Contact us to learn more about the right insurance bond for you.
(816) 569-6611
5545 N Oak Trfy
Suite 12 A
Kansas City, MO 64118​​
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